Letter Rejecting Unsolicited Settlement Check
[Adjuster's Name] __________
[Insurance Company Name] __________
[City, State, Zip Code] __________
Re: Your Claim Number: __________
Your Insured: _______________
Date of Injury: _______________
Dear [use adjuster's name here]:
I am responding to the unsolicited offer to settle that you made
to me on [date]. You [called/wrote] to state that you felt my
claim was ready for
settlement. You stated that you [and your supervisor - if
that was the case] had prepared a work-up on my case, and that you
had taken the matter before a committee to review the
settlement offer [again, if that was the case]. You asserted
that your offer was the "full,
fair and final offer" I would receive in this case, and you
enclosed a check for that amount, along with a release document.
While I appreciate your proactive position in trying to move my
settlement, I respectfully decline to accept this offer.
Furthermore, I am not going to make a counter-offer at this time. I do not
think enough is known about my condition yet; therefore, I enclose both
settlement check and your release document.
I agree that my medical condition may appear to have stabilized, but I have
not yet placed my body under any kind of a stress-testing condition. I have
been advised that my condition may become active again and that the
injuries could flare up with even minimal physical activities.
For that reason, I have concluded that it is too soon to know the total
extent of damages caused by your insured's negligence. Therefore, I decline
your kind invitation to settle this matter, and hereby notify you that I
will continue to treat as long as the treatments are necessary for me to
lead a more normal life and to resume my employment and daily activities.
After I have reached
Maximum Medical Improvement, if I am then able to go through my
daily activities for some consecutive weeks without suffering undue pain,
then I will consider settling my claim. In the meantime, I will keep you
updated on my activities, my treatment and my progress in resuming my
[Your Name] ___________
[Your Address] _________
[Your City, State, Zip Code] __________
[Your Telephone Number] ___________