Accident Information Form

Letters to Insurance Claim Adjuster: to Confirm Arrangements & to Transmit Forms

Best Insurance Injury Claim Results: Use Confirmation, Notification, and Transmittal Letters: Making a Record in E-mail or Paper

Throughout the progress of your treatment and personal injury insurance claim, you will receive a number of calls in which either the first party insurance adjuster or third party insurance adjuster tells you something, promises you something, agrees with you on something, or passes along some information.

You will want to confirm each such statement and make sure the other party is bound by what was said in the conversation. As soon as they hang up, make your notes. Then write a simple letter including your notes confirming what the insurance adjuster said or promised.

Don't worry about how your letter looks or spend time on making a fancy letter. Just put a few sentences together including what was said, make a copy for your own files, and send off the original to the other party to your conversation. You can send it via e-mail with a printed copy via mail for the most impact. Otherwise, use e-mail or send a printed version, but always make sure that you do have your own copy in your file.

WHY THIS IS IMPORTANT: Making a Record Increases Insurance Injury Claim Awards

We want to encourage insurance claim holders to make a record for themselves so that there can be no question later as to where you stand on various issues that will arise during settlement of your insurance claim.

DO NOT RELY UPON THE INSURANCE ADJUSTER TO TAKE ACCURATE NOTES OF YOUR CONVERSATIONS WITH HER.

Another reason to use these letters is purpose is to focus yourself on important aspects of your insurance claim, so as to take the initiative, as opposed to just drifting through the insurance claims process.

Next, we want you to demonstrate to the insurance adjuster that you are organized and willing to put in the work necessary to achieve a fair insurance settlement. By making a written record—either by e-mail or paper—you will stand out as someone who will be more likely to pursue your insurance injury claim to a successful conclusion.

A fourth purpose is to correct or supplement any information that you gave to a police officer or a property or store manager or to the insurance claims adjuster. DO THIS ASAP. It is never too late to make your written record. Just get it done, because even though a late letter might appear to be self-serving, it is surely better than none at all.

A final purpose is to transmit something to the insurance adjuster. In the transmittal letter you might be explaining why, for example, you made changes to the medical authorization form that the insurance adjuster sent for you to sign and return. Use the transmittal letter as your free soapbox from which you have every right to make a point to the insurance adjuster.

There are probably dozens of issues that could be the topic of any confirmation or notification or transmittal letter. From the examples listed below, you probably can get the flavor of how to approach this task.

Our www.SettlementCentral.Com members have the right to let us know if there is an example that they would like to see that we do not have here. Members just send us some information about the circumstances and we have the duty, under the Terms and Conditions of the www.SettlementCentral.Com membership guarantee, to post on the members' side something like what they need as an example for them to use.

Benefit much more by becoming a www.SettlementCentral.Com Member. Join Now! www.SettlementCentral.Com, Personal Injury Insurance Claim EXPERTS. and deal effectively with your insurance injury claim."

On our www.SettlementCentral.Com members' side, these Confirmation, Notification, and Transmittal Letters are broken down in to the following categories. Do not become dismayed if this seems way to complex: in fact, YOU WILL LIKELY USE ONLY ONE OR TWO OF THESE LETTERS. The insurance injury claims process can be simple, but we provide a lot of different examples to fit many scenarios. What you are looking at is the breadth of support that the members at www.SettlementCentral.Com have to help them with a successful insurance injury claim settlement.

Thus, the number of letters does not imply that you will have all that work to do if you decide to become a member and let www.SettlementCentral.Com give instructions on how to make a top dollar insurance injury claim settlement.

All but one of the following links are reserved for the members' side. We did leave an example for our free side valued visitors to show how to document a first call from the insurance claims adjuster (see highlighted link below).

CONFIRMATION LETTERS

Letters Confirming Phone Call or Miscellaneous Promises or Arrangements With the Insurance Adjuster

• How and Why to Confirm Your Conversations—Best Claims Practice

2. Make Your Letters EFFECTIVE so Enforce a Conversation or a Promise or an Arrangement Offered by the Insurance Adjuster

• How to Make Letters to CONFIRM a Conversation or a Promise or an Arrangement With the Insurance Adjuster

3. Letters Confirming Refusal to Give Recorded Statement OR to OBTAIN A COPY OF YOUR STATEMENT

• Letter Confirming Why You Will Not Give a Recorded Statement

• Get a COPY OF YOUR Recorded Statement to The Insurance Adjuster

4. Letters Confirming First Call With Adjuster

Things you may wish to confirm include any concessions or admissions or promises of easy or fair settlement made by the adjuster. Take good notes if you can, and if not, make good notes afterward. Use those notes to form the basis of the Confirmation Letter.

• Confirmation Letter to Insurance Claim Adjuster Following First Call Where Liability is Conceded

5. Letter Confirming Arrangements for Rental Car and Collision Repair Work

• Letter Confirming Arrangements for Rental Car and Vehicle Repair

6. Letters Confirming Arrangements for Lost Wages Claims

• Open PIP Loss of Work Claim—Confirmation Letter to Insurance Adjuster

• Continued PIP Claim Payments: Loss of Work Confirmation Letter to Insurance Adjuster

7. Letter Confirming Accident Facts & Adjuster's Promises
• Letter Confirming BOTH THE FACTS Known to the Store Manager and the Adjuster's Partial Admission of Liability

8.. Letter Confirming Uninterrupted First Party Payments With NO IME

• Letter Confirming Uninterrupted First Party Payments via PIP or MedPay for Limited Time With NO IME

9. Letters Confirming SETTLEMENT of Claim With Insurance Carrier

• CONFIRMING SETTLEMENT of Your Claim—Subrogation OK—Non-Policy Limits Settlement

• CONFIRMING SETTLEMENT of Your Claim—FIGHTING SUBROGATION—Non-Policy Limits Settlement

• CONFIRMING SETTLEMENT of Your Claim—POLICY LIMITS Settlement—Fighting Subrogation

NOTIFICATION LETTERS

We suggest that you initiate correspondence with the tortfeasor or his employer, storeowner or insurance carrier if you know it. Your initial correspondence should be a polite letter with no detailed information. Keep a copy, of course, as this is the beginning of a trail a communication between you and the tortfeasor or his representative. Make sure that you set a date for follow-up if you receive no response, AND MAKE THE FOLLOW-UP RIGHT AWAY.

10. Letter Notifying Witness of Your Claim & Requesting Cooperation

• Initial Letter to Witness Regarding Claim and Requesting Information and Cooperation

11. Letter Notifying a Vehicle Owner or Driver of Pending Financial Responsibility Complaint for Failure to Identify Insurance Coverage

• Coming Soon!

12. Letter Notifying a Property Owner or Animal Owner of the Fact You Have a Claim

• Coming Soon!

13. Letters Notifying a Store Owner—Apartment Owner—or Land Owner of a Claim

• Letter to Store Manager Correcting Information Given at the Store

14. Letter Notifying Adjuster DECLINING Third Party Offer to Make Payments of Medical Bills

• Letter to Adjuster Declining Third Party Payment of Medical Bills

15. Letters Notifying Adjuster Refusal to Sign Medical Release and Wage Loss Records Authorizations She Sent for You to Sign

• Letter Notifying Adjuster You Will NOT be Signing Medical Authorization: NO PRIOR ACCIDENTS OR INJURIES

• Letter Notifying Adjuster You Will NOT be Signing Medical Authorization: EXISTING OR PRIOR INJURIES

• Letter Notifying Adjuster You Will NOT be Signing the Wage Loss Records Authorization

16. Letter Notifying the Insurance Adjuster of Corrections or to Supplement Recorded Statement

• Coming Soon!

17. Letters Notifying the Investigating Officer, or Store or Building Manager, or City or Governmental Official of Additional Information

• Correct or Supplement OFFICIAL REPORTS

• Providing post-accident Information re: loss of consciousness

• "I Was Rear-ended TWICE in Same Accident": Letter Providing Post Accident Supplementary Information

• "I Hit My Head On The Window or Door Casing": Letter Providing Post Accident Supplementary Information

• "I Developed Pain That Night": Letter Providing Post Accident Supplementary Information

18. Letter Notifying the Business Manager of Additional Information

• Letter Supplementing Information Given in Store

19. Letter Notifying Adjuster NO MEETING Until Disclosure of Policy Limits

• IF YOU HAVE A SERIOUS CLAIM, Make the Adjuster DISCLOSE POLICY LIMITS Before You Will Agree to Meet With Her to Discuss the Claim or Settlement or Mediation

20. Letter to Notify YOUR UIM CARRIER of Third Party Policy Limits Offer

• Letter Notifying Your OWN INSURANCE Carrier of Pending Offer of Policy Limits Settlement and the Existence of Your Own UIM Claim

TRANSMITTAL LETTERS

21. This topic deserves its own separate introduction since this format is important to use when sending back the records release authorizations, whether you sign them or alter them.

• Introduction: TRANSMITTAL LETTERS RE: Blanket Medical or Wage Loss Records Release Authorizations

22. Letters Transmitting to Adjuster Altered Medical Release Authorization

• Transmittal of Altered Medical Records Release to Adjuster Where You HAVE NO PRIOR INJURIES OR ACCIDENTS

• Transmittal of Altered Medical Records Release to Adjuster Where You DO HAVE PRIOR INJURIES OR ACCIDENTS

23. Letter Transmitting to Adjuster Altered Wage Loss Release Authorization

• Transmittal of Altered Wage Loss Records Release to Adjuster

HEAD>Choose Where to Submit Your First Party Claim—or Do You Use Third Party Coverage?

Your choice of which insurance company to use for making your first party interim payments can impact the amount of the subrogation claims of the companies at the time of your bodily injury insurance settlement.

PIP Versus Third Party Versus HMO Insurance Company Payment of Medical Expenses as Incurred

Medical Care Choices and Documentation
Managing Medical Care After Auto Accident Personal Injuries

Use a Confidential Personal Injury Diary for
TOP DOLLAR Insurance Claim Settlements

"No medicine: no money"; medical costs incurred by claimant will increase the worth of personal injury insurance claims

IF YOU SUFFERED PERSONAL INJURIES in the auto accident, then here are some links to www.SettlementCentral.Com do it yourself insurance claim help:

• Overview Tort Law Personal Injury Legal Claims
• HREF="http://www.settlementcentral.com/page0102.htm">5 Easy Steps to Do-it-Yourself Insurance Claim Settlement
• www.SettlementCentral.Com Shows How Through Medical Care Documentation YOU have-the KEY to "Successful Personal Injury Insurance Claim Settlements."

See what our VERY SATISFIED members say about the insurance settlement money THEY KEPT, instead of paying an attorney: HREF="http://www.settlementcentral.com/page9990.htm" TARGET="_blank">www.SettlementCentral.Com Members Settle Personal Injury Insurance Claims For Top Dollar