Bodily Injury Insurance Claim Demand Letters Complete Introduction at www.SettlementCentral.Com
The insurance claim demand letter is your signal to the insurance adjuster that you are ready to settle your personal injury insurance compensation claim. Your demand letter is the means by which you communicate to the insurance company your monetary terms to settle the personal injury claim. The facts of the case, your analysis, and your demand for monetary damages go into your insurance claim demand letter. There is no special or secret formula for insurance demand letters. We have seen attorneys prepare 12-page demand letters on a simple soft-tissue injury case, or a simple three-page insurance demand letter in a more complicated injury case when the medical records contain all the proof necessary.
Here is how we are going to give you information to help you make the good insurance claim settlement that you want.
Since the most effective thing you can do is to become a member of www.SettlementCentral.Com to access Demand Letter Samples, Templates, and Forms to Settle Your Personal Injury Insurance Claim, we will give you a brief introduction to the kinds of information and demand letter examples you will find in the members' side of our site.
Next, we will give you a listing of the many dozens of topics for examples to fit many different bodily injury insurance claim situations. You can get an idea of the kind of insurance claim topics that will be available to you at www.SettlementCentral.Com as EXAMPLES for your demand letter. See the bottom of this page for the link to: Topics of Demand Letter Examples for Insurance Bodily Injury Claims.
Finally, we will give you some examples of demand letter formats, with a few comments that will address common mistakes adjusters frequently see in self help demand letters drafted by laymen. See the bottom of this page for the link to: Demand Letter Samples, Templates, and Forms to Settle Your Personal Injury Insurance Claim.
FIRST, here is a brief introduction the kinds of information and demand letter examples you will find in the members' side of www.SettlementCentral.Com.
www.SettlementCentral.Com provides our subscribed members with dozens of simple, easy to follow, detailed, effective personal injury insurance claim Demand Letter Samples, Templates, and Forms. Members also have access to other letters and forms that can be used as templates, printed out and sent to insurance claim adjusters, to medical/therapeutic offices, or even to attorneys, as needed during treatment and the ongoing process of getting the settlement you deserve for your personal injury claim. You will use our easy to follow insurance claim demand letter templates and downloadable letter formats and demand letter examples to write your own effective personal injury demand letters.
In fact, we will teach you how to write simple, award winning, attorney-strength personal injury insurance claim demand letters.
Invaluable information and HOT TIPS to make your injury claim demand letter EFFECTIVE! Because there is more to great insurance personal injury settlements than just providing demand letter samples, we also discuss specific topics relating directly to making your personal injury settlement demand letter A WINNER. A few of these topics are listed below and on the www.SettlementCentral.Com Insurance Claim Demand Letter Entry Gateway.
When Should You Send Your Personal Injury Insurance Claim Demand Letter?
This members-only page gives guidance on the timing of sending your demand letter. There are different opinions regarding when to send it out, because the right time varies from case to case, depending mostly upon the healing progress of the claimant. Part of what the insurers pay for when settling a personal injury claim is the threat of continued medical care and expense and pain and suffering. This would indicate you should try to settle BEFORE you are 100% cured [aka "maximum medical improvement" (MMI)]. BUT HEED THIS EARLY DEMAND LETTER WARNING: don't get into a rush to get your injury claim resolved quickly, because all of your injuries may not have manifested themselves by settlement time. You will likely be bound by that early insurance settlement and receive no money for those personal injuries reported after you sign off on the insurance company personal injury settlement release form.
Placing a Value on Your Personal Injury Insurance Claim
One of the first steps toward settlement is to place a value on your insurance claim, so as to be able to communicate with confidence what you expect the adjuster to do to resolve your claim. If your personal injury has resulted in a permanent disability or a permanent condition of pain, the value of your injury may be very substantial and you should consult with an attorney.
The purpose of this section in our DEMAND LETTER MODULE is to help you to come to an understanding of the many factors that go into the valuation of insurance injury claims. We first explain where personal injury claim values ultimately come from, and then we walk you through the factors that will cause your award to increase or decrease in claim settlement value. Knowledge of these 14 factors and the way they influence the value of personal injury insurance claim IS A KEY FACTOR in achieving a MAXIMUM INSURANCE INJURY CLAIM SETTLEMENT. When you have finished, you should be able to make a pretty good estimate of what you want to accomplish in settlement.
How Much Money Should I Ask For In My Bodily Injury Claim Demand Letter?
We all expect some give and take in negotiations, but what should be your starting demand? It is not as easy as just "asking for the moon", because a ridiculously high insurance settlement demand will be more of a negative than a demand that is just a few thousand dollars over the settlement range of your injury claim insurance adjuster.
See Use Settlement Leverage to Increase Your Award. In this section we discuss the fact that a reasonable personal injury settlement demand creates its own leverage because it puts more pressure on an insurance adjuster to react than a grossly inflated demand. Do not exaggerate your injuries or grossly overvalue your personal injury claim. That shows lack of knowledge, and will undermine your credibility with the adjuster.
Ten Easy Steps to Writing a Winning Personal Injury Claim Demand Letter.
This is the basic outline for our DEMAND LETTERS, but you can add or delete, depending upon your claim. How much need be written in each area? As little as a sentence or two will do, as demonstrated in Simple Format for Demand Letter
, but some topics need more explanation, as shown in Thorough Format for Demand Letter .
These ten steps are simple and easy, but YOU still have to do the work: that is why you are saving the big bucks on attorney fees!
Personal Injury Insurance Claim Demand Letter Formats.
Simple Demand Letter Format-This format is a quick and easy way to provide information with minimum effort. You can use it for any and all demand letters where no prior or subsequent personal injuries are involved and where liability is not in dispute, although we do recommend that claims involving more than $5.000 in medical expenses should be presented with more information.
Thorough Demand Letter Format-This format is the best way to provide maximum information with minimum effort. It can be used for any and all insurance demand letters, although we do recommend that use of the Complex Case Scenario for claims involving more than $22,000 in medical expenses, or which include more than two of the following areas of dispute:
- negative IME;
- termination of first party insurance benefits (PIP);
- liability dispute;
- prior or subsequent bodily injuries (in relation to this present accident), or
- substantial wage loss dispute.
Complex Case Scenario-This format is the best way to address issues in a complex case, as identified above. One distinguishing characteristic of this format is the inclusion of lay witness testimony. We instruct you on how to obtain the lay witness testimony in our "Witnesses" chapter
SECOND, Www.SettlementCentral.Com has organized its Demand Letter Module to include many DOZENS of topics for examples to fit many different bodily injury insurance claim situations. Topics of Demand Letter Examples for Insurance Bodily Injury Claims
Finally, we will give you some examples of demand letter formats, with a few comments that will address common mistakes adjusters frequently see in self help demand letters drafted by laymen. See the bottom of this page for the link to: EFFECTIVE Insurance Claim Demand Letter Samples, Templates, and Forms at www.SettlementCentral.Com.
Insurance Bodily Injury Claim Demand Letter TOPIC-SPECIFIC Examples
These demand letter samples include the following topics, BUT YOU CAN ADD ANY TOPIC NOT SHOWN HERE AT NO ADDITIONAL CHARGE WHATSOEVER. That is RIGHT; the guarantee to the www.SettlementCentral.Com members is: if SettlementCentral.Com is lacking anything a member feels she needs for her claim, we will create any information or any example or any sample or any template that our members need for their claim-all at no additional charge whatsoever!
These template letters will ease the job of documenting everything you do in the format insurance companies are used to seeing. You will be presenting yourself in a professional manner, as someone who knows what she's doing. In fact, you WILL know what you're doing.
Make Easy & EFFECTIVE Insurance Claim Demand Letters by Using TOPIC-SPECIFIC EXAMPLES
|Per Type of Accident||Per Type of Injury||Areas of Dispute |
|Front Collision Demand Letter|
Rear-end Collision Demand Letter
Side Collision Demand Letter
Commercial Vehicle Collision
Collision with a Bus
Collision with a Pedestrian
Collision with an Animal
Phantom Vehicle Collision
Carpet Runner Demand Letter
Dog Bite Demand Letter
Slip-and-fall on Restroom Floor Demand Letter
Slip-and-fall Exiting Restaurant on Ramp Demand Letter
Loose Toilet Seat Demand Letter
Lower Back Pain
Mid Back Pain
|Negative IME Report|
Termination of First Party Benefits
Wage Loss Dispute
Letter and Interrogatory Demanding Release of Policy Limits Information
Letter re: IME Scheduling
Letter to Insurance Adjuster After Claim Was Denied
Letter to Witness
Letters to Doctor Correcting Medical Records
Request for Medical Records
Request for Medical Report
Request for Wage Loss Records
Various Letters to Adjuster
Witness Statement format
These template letters will ease the job of documenting everything you do in the format insurance companies are used to seeing. You will be presenting yourself in a professional manner, as someone who knows what she's doing. In fact, you will know what you're doing.
In addition, all of these demand letter examples have been used in real cases and they provided excellent results.
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-to settle YOUR bodily injury insurance claim? Do it yourself AND WIN! Get MAXIMUM insurance results, AND put the award in YOUR POCKET, not the attorney's. Why pay a stranger to do what you can do for yourself?
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using the information, forms, and samples at www.SettlementCentral.Com.
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